Resident Resources

Documents

Access important community documents, rules, and governing materials for Castle Reef Condominium.

Phase 1 Milestone Inspection Report

Castle Reef Condo Phase 1 Milestone Report 2024

Structural milestone inspection report required by Florida law.

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Owner Resources

Owners Welcome Letter — New Owner

Welcome packet and orientation information for new Castle Reef owners.

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Owner Contact Information Form / Pet Registration

Update your contact information on file and register pets with the association.

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Property Rules

Community rules covering use of units, common areas, and amenities.

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Parking Map — 2026

Current parking assignments and map for Castle Reef residents.

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Maintenance Tips for Owners

Helpful guidance for maintaining your unit and preventing common issues.

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FAQ 2026

Frequently asked questions for Castle Reef owners and residents.

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Estoppel Request

Form to request an estoppel certificate for real estate transactions.

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Vendor List — 2026

Approved and recommended vendors for common maintenance and repair needs.

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Governing Documents

Castle Reef Articles of Incorporation

Corporate formation documents for the Castle Reef Condominium Association.

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Castle Reef Declaration of Condominium

The foundational legal document establishing Castle Reef as a condominium.

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Castle Reef Amended and Restated By-Laws (7/29/1994)

Rules governing the operation of the association and board of directors.

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Castle Reef Amendment 2004

2004 amendment to the governing documents.

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Castle Reef Amendment — AC Unit Owner Responsibility

Amendment clarifying owner responsibility for air conditioning units.

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Castle Reef Rules & Regulations

Comprehensive rules and regulations for the Castle Reef community.

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Clubhouse Policy — 2026

Current policies for use of the Castle Reef clubhouse.

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Clubhouse Rental Agreement — 2026

Rental agreement required for reserving the Castle Reef clubhouse.

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Insurance

Flood Insurance 2026–2027

Current flood insurance policy documentation for the community.

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26–27 B&M Policy — Liberty Mutual Insurance Company (eff. 6/23/2026)

Building & Machinery policy with Liberty Mutual Insurance Company, effective June 23, 2026.

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26–27 PROP Policy — Lloyd's ($5M Excess of $5M, eff. 6/23/2026)

Property policy with Lloyd's of London, $5M excess of $5M, effective June 23, 2026.

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26–27 PROP Policy — Lloyd's ($5M Primary & $12,372,179 XS $10M, eff. 6/23/2026)

Property policy with Lloyd's of London, $5M primary and $12,372,179 excess of $10M, effective June 23, 2026.

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26–27 CRIM Policy — StarNet Insurance Company (eff. 6/23/2026)

Crime policy with StarNet Insurance Company, effective June 23, 2026.

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Wind Mitigation Report 2023

Wind mitigation inspection report for insurance purposes.

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Wind Mitigation Report — Clubhouse 2023

Wind mitigation inspection report for the clubhouse building.

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Construction Forms

Castle Reef requires notification of all construction and maintenance projects. Please submit the application below for board review and approval before beginning any project.

ASF Form with Specifications

Architectural Standards Form — required for board approval of any construction project.

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Castle Reef Window Specs

Approved window specifications for unit replacements and upgrades.

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Storm Door — Larson 146FV

Approved storm door model specifications (Larson 146FV).

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Storm Door — Larson 146MV

Approved storm door model specifications (Larson 146MV).

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Construction Guidelines

General guidelines for construction and renovation projects within the community.

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City of NSB — When are Permits Required?

City of New Smyrna Beach guide to projects requiring a building permit.

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Other

Short Term Trailer/Boat Storage

Policy and procedures for short-term trailer and boat storage on property.

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Owning your own home can be overwhelming at times. When it comes to maintenance or remodeling, questions like "do I need a permit?" or "do I need to inform the Association?" come up often. Castle Reef wants to help you navigate these questions. The Castle Reef office requires notification of all construction and maintenance projects — please submit the ASF Form above for board review and approval before beginning any project.

To request a specific document or if you have questions, please contact the property manager at (386) 427-5252.